Easter 2020 Severe Threat

[mamMATTus]

I toured the tornado damage yesterday starting at the East Brainerd Rd end near Food City, down Gray/Jenkins Rd, down Standifer Gap and then on to Bill Reed Rd. Having grown up in and having spent at least a 3rd of my life directly in the area, I was overwhelmed to near the point of tears. It looked like a 3rd world country. Driving down some of those roads there were many areas I didn't even recognize. I've driven down those roads hundreds if not thousands of times. The mass amount of trees gone is unbelievable, which is going to end up having several negative implications.

[dwagner88]

I toured the tornado damage yesterday starting at the East Brainerd Rd end near Food City, down Gray/Jenkins Rd, down Standifer Gap and then on to Bill Reed Rd. Having grown up in and having spent at least a 3rd of my life directly in the area, I was overwhelmed to near the point of tears. It looked like a 3rd world country. Driving down some of those roads there were many areas I didn't even recognize. I've driven down those roads hundreds if not thousands of times. The mass amount of trees gone is unbelievable, which is going to end up having several negative implications.

I haven’t been down Standifer Gap yet. Gray Rd is probably the worst of it. There is a lot of high end EF-3 damage there. Most of the homes are a total loss. My wife rented a room in one of those houses during college. It’s gone. My best friend lived almost across the street from it. Also destroyed.

I learned this week from my tenants that apparently the roof at my old house is leaking during rain and has been since the storm. After climbing up there and inspecting, I’m definitely filing an insurance claim. There was a lot of damage that wasn’t easily seen from the ground. As an engineer and not a storm surveyor, I would put the winds at my property in the 100-115 mph range. I kinda wish I had kept my weather station up. It probably would have been carried away, but I would love to see that data.

[dwagner88]

Insurance estimate for damage at my rental house is nearly $12000. They are going to totally replace the roof. This is actually the first time in my life I'm having to file a homeowner's claim.

[dwagner88]

The paper had an article summarizing insurance claims from the Easter tornado.
Residential: 326.2 million
Commercial: 83.4 million
Auto: 21.7 million
Business interruption: 3.8 million
The total including some flooding damage and other miscellaneous stuff is $439.3 million. Costliest natural disaster ever for this area.

I post this because I finally closed out my insurance claim on our rental property. Wound up close to $17k. I actually feel lucky. The house was roughly 1000’ away from homes that were total losses.